Auto Insurance for Drivers in the Nations-Tobins Sports Center Area
Saturday mornings near Nations-Tobins Sports Center are usually packed with minivans and pickup trucks on Tobin Drive, with parents driving their children to soccer matches and baseball practices. The parking lot is nearly always crowded. And with so many vehicles squeezing through that area, minor collisions are far more common than many would guess.
We serve drivers in this part of east El Paso on a weekly basis. The roads around Nations-Tobins Sports Center are located in a busy area between Edgemere Boulevard and McRae Boulevard. Traffic picks up during sports leagues, school drop-off times, and weekend sporting events. This kind of constant stop-and-go driving does increase your exposure, it's simply part of the cost of living close to a popular recreation center.
Auto insurance for people in this part of the city should be tailored to your actual driving habits. We see several things common with drivers near Nations-Tobins Sports Center:
- Daily commutes a few miles along Edgemere and George Dieter, but with lots of stoplights and traffic jams
- Regularly driving through the parking lots around the sports center, where minor accidents are more common
- Damage from storms in springtime in El Paso that may damage hoods and break windshields over the weekend
- Multiple cars in the household, especially if there are teen drivers who have just passed their permit test
In this part of east El Paso there is an unusually high number of families, with two and even three vehicles parked in the driveway. This means you can often save by adding your vehicles on to one policy, but that also means that you need to make sure that all the drivers in your household are adequately covered. It would be a huge risk to have a teen driver on your policy with only the barest of coverages. We see it all the time: A driver gets rear-ended on Sunday afternoon leaving the sports center parking lot, they call us Monday morning in a panic because they're not sure what their insurance policy will cover. We'd rather have this conversation before you're in a collision. Auto insurance for full coverage can provide the protection you need, so you're not worrying about the cost of the collision later.
And if you drive for work, we also have options for commercial car insurance. Many small business owners in the 79936 zip code use their vehicles for delivery routes or other business needs. It would be a surprise to learn that your personal auto insurance policy would not cover any of those accidents while you are on the clock.
One factor that can have an impact on your auto insurance rate in this part of the city is where your vehicle is parked at night. The housing in the residential neighborhood immediately south of Nations-Tobins Sports Center usually have garages or carports. If you can park your vehicle in a garage, that may reduce your rate. If you park on the street near the sports center itself, you may see a higher rate because of the increased exposure.
So whether you are driving your child to sports practice at Nations-Tobins Sports Center or you are driving to a job on the eastside, we think that your auto insurance should reflect your daily life, and not be some quote that is based on a zip-code average for the entire city. We have driven these roads, to our office on George Dieter. We think that this can improve the advice we give you about auto insurance.
We speak Spanish, too. So please give us a phone call, or just drop in for a visit.
Directions from Nations-Tobins Sports Center to Desert Sierra Insurance on George Dieter
In ideal conditions, the trip from Nations-Tobins Sports Center to our office location at the George Dieter address is 15 minutes. Driving east El Paso, you shouldn't experience any problems as long as the school zones remain active.
From Nations-Tobins Sports Center, here's the easiest route:
- From Nations-Tobins Sports Center drive on Album Avenue southbound, then left on to Dyer Street eastbound towards the US-54 highway on-ramp.
- Get on to US-54 southbound (Patriot Freeway). Continue through Hondo Pass interchange and exit.
- Drive US-54 southbound through I-10 East interchange. Merge on to I-10 eastbound towards Joe Battle Boulevard exits.
- On George Dieter Drive, drive southbound on George Dieter Drive to the address. Desert Sierra Insurance will be located on the right side of the street at 1470 George Dieter Dr, Suite F, in the strip-plaza complex you will see.
During rush hour, there will be some slow traffic going towards the Yarbrough exit in the southbound portion of I-10. That means the drive will take 20 minutes from 4:00 PM on. On the trip back to Nations-Tobins Sports Center, it's all good.
We have several customers in the Nations-Tobins Sports Center area who drop by as they are running errands on Joe Battle Blvd or Rojas Street. Since it is so close to our Plaza, they often have a chance to run in our store while they are doing some other errands. In addition, they are usually happy to go and buy some food, pick up groceries, etc. at the nearby businesses. It is also a plus that we do not require a garage or a meter. We have our own dedicated parking directly at the Plaza, right in front of your suite.
However, if you'd rather not drive, you can just phone instead. Our agents are happy to conduct auto insurance consultations on the phone and to process electronic applications for you, while you are sitting near the sports center. We're used to fielding phone inquiries in the Nations-Tobins Sports Center area before and after soccer and football practices. They're usually 10-minute phone calls, we're ready with the quotes, then they are back on the field before the half-time show.
We've also heard a lot of drivers from the area comment about the change in traffic flow that can be felt once you pass south of Dyer. The area surrounding Nations-Tobins Sports Center includes more stop signs and smaller residential streets. After you get onto the freeway, it opens up quickly. This is why the trip will appear to be quite a bit shorter driving time than it really is.
Si prefieren hablar en español, por favor, nosotros también podemos hablarles en español durante su primera llamada de cotización del seguro auto y durante el proceso de registro electrónico de su solicitud. No tienes que traducir las preguntas o documentos. Tampoco tienes que pedirle a un tercero que te ayude.
We're here during regular business hours, we do accept walk-in customers from the Nations-Tobins Sports Center neighborhood. However, we encourage you to call before you visit, to avoid the wait. We can have your auto insurance file pulled up before you even park outside our store.
The trip from George Dieter to Nations-Tobins Sports Center is straightforward as well. Take George Dieter north, I-10 West, and US-54 south. Most of our auto insurance customers from the Nations-Tobins Sports Center area have told us that the full round-trip takes less time than they anticipated.
Northeast El Paso Auto Insurance Drivers: A Brief Summary of Coverage Options
That stretch of Dyer Street past Nations-Tobins Sports Center gets extremely congested on weekday afternoons.
Youth leagues, adult soccer, weekend tournaments, the parking lot fills up quickly and there's often a fender bender in a sports complex parking lot. It's not the parking lot that's the concern, though. The streets in this section of northeast El Paso have a mix of Fort Bliss traffic and families heading home from games and practices, creating stop-and-go traffic on a street that wasn't built for this amount of traffic. These are a few things you'll want for auto insurance if you live near Nations-Tobins Sports Center:
- Pedestrian activity on the street near the field fields is high; the liability portion of the policy should reflect this risk.
- The hail season is March through June and full coverage auto insurance with a good deductible can save you from a $3,000 repair bill.
- Many of the homes in this area are near Dyer and Diana; side-swipe incidents can occur in the area during rush hour.
- A vehicle left parked on the street overnight near the sports center may be vulnerable to hit-and-run damage.
- A lot of people in the area drive with minimum car insurance. The state minimum in Texas is 30/60/25; nothing more. That's not enough protection if you get rear-ended on Hondo Pass driving toward the soccer fields. We see it all the time. A car carrying the minimum limits of liability is involved in an accident near the Diana Drive intersection and the medical bills of the other driver consume the full $30,000 per-person coverage within a matter of a week. Suddenly the policyholders is responsible for paying the difference out of their pocket.
- Uninsured/underinsured motorists' coverage is a must in this area. The percentage of uninsured drivers in El Paso is higher than the national average. If you're driving down McCombs or passing through the residential area east of Nations-Tobins Sports Center, you're on the road with uninsured drivers as well. Before selecting any policy, reviewing a comprehensive car insurance buying guide can help you understand which coverage types matter most for your situation.
- It also impacts you if a new teen driver begins going to the sports center. Adding a teen to your policy isn't a bad thing if your agent works with you to do it correctly from the start.
- Another item that's often not understood is how a driver's rate varies by location. The auto insurance rates in the 79904 area surrounding Nations-Tobins Sports Center may be different than an auto rate for a west side ZIP code. Theft, the frequency of accidents, even the weather all impact auto insurance rates in any given ZIP code, which is why an auto insurance quote calculated for an entire state can't accurately predict the auto insurance rates that apply to you and your location.
We do auto insurance consultations in English and Spanish. Most of the people near the sports center in El Paso prefer to have their questions answered in person or over the phone. That's our method as well; rather than sending you a PDF document, we'd prefer to sit and talk with you. Your auto insurance should fit the streets that you actually drive; not the average rate across the entire state.